What You Need to Know About Pashu Kisan Credit Card 2023 – JBL Tone
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What You Need to Know About Pashu Kisan Credit Card 2023

Are you a farmer in India looking for a financial product that can help you manage your expenses better? Then the Pashu Kisan Credit Card 2023 could be the one for you. This credit card has been specifically designed by the Government of India to make it easier for farmers to access funds when needed.

The Pashu Kisan Credit Card offers several benefits that are tailored to meet the needs of farmers. From quick access to funds to flexible repayment options, there is something in it for everyone. In this blog post, we’ll look at all aspects of the Pashu Kisan Credit Card 2023 and explain everything you need to know before applying.

Understanding the Pashu Kisan Credit Card 2023

Are you looking to take advantage of the upcoming Pashu Kisan Credit Card 2023? If so, you’ve come to the right place! This card provides agricultural producers with access to credit at a lower cost than traditional banking. With this card, you’ll be able to finance inputs such as seeds, fertilizer, pesticides and other agricultural supplies.

The Pashu Kisan Credit Card 2023 is specifically targeted towards small and marginal farmers and rural households. The card also provides an additional line of credit for agricultural-related requirements such as livestock purchases, storage facilities and other farming needs.

The Government of India has designated specific banks to disburse the credit with a low-interest loan rate of 6%. In addition, borrowers are allowed a maximum loan amount of Rs 2 lakhs with repayment options ranging from 12 months to 96 months.

So if you’re in the agricultural sector, the Pashu Kisan Credit Card 2023 can provide you with the financial assistance you need to get ahead in your industry. Get all your questions answered by visiting our website today!

Who Is Eligible for the Pashu Kisan Credit Card?

Are you eligible for the new Pashu Kisan Credit Card? The answer is: it depends! To be eligible for the credit card, you need to either be a formal farmer or agri-business professional who has a valid agricultural card issued by the Indian Department of Agriculture. You can also take advantage of this program if you are part of a collective farming organization or producer company.

In addition to the agricultural card, there are certain other criteria that must be met in order to be eligible for the Pashu Kisan Credit Card. These include:

  • Being above 18 years old
  • Having proof of address and identity
  • Having an active mobile number or bank account
  • Not having any existing debts with other credit card providers

If you meet all these criteria and already have a valid agricultural card, then you’re in luck – you are definitely eligible to get the Pashu Kisan Credit Card 2023!

Required Documents for Pashu Kisan Credit Card 2023

Do you want to get your hands on a Pashu Kisan Credit Card in 2023? Before you apply however, make sure you’re aware of the necessary documents that will be required.

Valid Photo ID

The first document you’ll need is a valid photo ID. This could be an Aadhaar Card, your Voter ID, PAN Card, or a valid Driver’s License. Without this, your application for the Pashu Kisan Credit Card will not be accepted.

Income Proof

You must also provide some kind of proof of income to qualify for the card. This can include things like salary slips, tax returns, and bank statements. This document is essential as it helps to validate your repayment ability so that you don’t default on payments in the future.

Bank Statement

A bank statement showing regular deposits like wages or pension can also help strengthen your application as they demonstrate that you have a steady flow of money coming in and can support regular payments each month.

Other documents that might help strengthen an application would include land papers to prove ownership, property papers to prove rental income if any, or loan repayment documents that show existing commitments but also demonstrate good credit history for those willing to apply for this credit card in 2023.

Amount of Credit Available and Maximum Limit

Pashu Kisan Credit Card (PKCC-2023), issued by the government of India, is aimed at providing credit to small and marginal farmers in the country. The credit limit for PKCC-2023 is up to ₹2 lakhs without collateral.

PKCC-2023 also allows access to easy and affordable credit to farmers through pre-approved loans. You can even get a loan amount up to three times of your gross annual income. This duration of repayment is typically between one year to five years and payment of interest can be made on monthly, quarterly or half-yearly basis according to the loan tenor opted by the farmer.

The amount of credit available and maximum limit are also determined by the landholding size of a farmer. For example, small/marginal farmers with land holdings up to 2 hectares can avail credit up to ₹1 lakh, while those with land holdings between 2 – 10 hectares are eligible for loans up to ₹2 lakhs.

If you’re a farmer looking for an affordable and hassle-free way to access credit, PKCC-2023 could be a great option for you!

Benefits of Availing a Pashu Kisan Credit Card 2023

You might be wondering what makes the Pashu Kisan Credit Card 2023 so great? Well, there are a few key benefits that you should know about when it comes to this card.

Interest-Free Credit

The Pashu Kisan Credit Card 2023 offers interest-free credit up to a certain limit, depending on your unique needs, allowing you to cover capital costs and expenses while enjoying an extended period of debt-free spending.

Flexible repayment options

The card also offers flexible repayment options, allowing you to choose the repayment tenure that best fits your financial needs. This helps make sure that your payments are easy to manage without compromising on quality.

High credit limit

This card also boasts a high credit limit — meaning you can use it for larger purchases and investments if needed — as well as an option for cashless payments and a wide range of discounts and other perks from top partner outlets.

So if you’re looking for a great way to manage your finances more responsibly, the Pashu Kisan Credit Card 2023 is definitely worth considering. With its interest-free credit, flexible repayment options, high credit limits and exclusive perks, you’ll have access to all the financial support you need!

How to Apply for a Pashu Kisan Credit Card 2023

So now that you know what the Pashu Kisan Credit Card 2023 is, you’re probably wondering how you can get one. Well, applying for a Pashu Kisan Credit Card 2023 is easy.

Required Documents

The first thing you’ll need is the necessary documents for the application process. This includes:

  • A copy of your Aadhaar card
  • Your PAN card information
  • Your bank account details
  • Proof of identity (such as an election card or a passport)
  • Proof of residence (like a rental agreement or utility bill)
  • An income proof document (a payslip, for example)

Application Process

Once you’ve filled in the application form and gathered all your documents together, you’ll need to visit your nearest regional rural bank or a designated financial institution to submit them. You’ll be asked to pay a nominal processing fee and then wait for the processing of your application to be completed. Once it’s been approved, you will receive your Pashu Kisan Credit Card 2023 in the mail or via email. It’s that simple!


In sum, the Pashu Kisan Credit Card 2023 provides a cost-effective and convenient way for livestock farmers to access necessary funds for their businesses. Through the use of this card, farmers can access credit from banks, buy inputs, and cover future production costs. The card also offers an array of other benefits such as insurance and discounts, helping farmers to stay competitive in the market.

For farmers looking for an efficient and reliable way to manage their business finances, the Pashu Kisan Credit Card 2023 is a great option. With its versatile features, it is set to revolutionize livestock farming in India and propel the sector forward.

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